Banking remains the backbone of any economy, and both the United Kingdom (UK) and the United States (US) host some of the world’s most trusted financial institutions. Whether you are looking for savings accounts, loans, or digital banking solutions, choosing the right bank makes all the difference. Below we’ve listed the 10 best banks in the UK and US for 2025, based on reliability, customer service, technology adoption, and financial strength.
1. HSBC (UK & Global)
HSBC is one of the largest banks in the world, headquartered in London. It is highly regarded for international banking, savings accounts, and corporate services.
Why choose HSBC?
- Global presence in 60+ countries
- Great for expats and business banking
- Strong online and mobile app services
2. Barclays (UK)
Barclays has been a household name in the UK for centuries. It offers a wide range of retail, business, and investment banking services.
Highlights:
- Innovative digital banking (Barclays app is a leader in UK fintech)
- Strong focus on SME and startup support
- Competitive mortgage and loan services
3. Lloyds Banking Group (UK)
Lloyds remains one of the safest choices in the UK. It provides retail banking, insurance, and financial planning solutions.
Why Lloyds?
- Widely trusted by UK residents
- Excellent customer support
- Great for everyday banking and savings
4. NatWest Group (UK)
Known for customer-friendly services, NatWest has a reputation for transparency and easy-to-use banking solutions.
Highlights:
- Focus on sustainable banking
- User-friendly mobile app
- Strong presence in personal and business banking
5. Standard Chartered (UK & International)
Standard Chartered is best for international clients, especially in Asia and Africa.
Why Standard Chartered?
- Great global transfer services
- Attractive investment products
- Strong digital banking network
6. JPMorgan Chase (US)
The largest bank in the US by assets, Chase Bank is known for innovation, reliability, and a massive customer base.
Highlights:
- Top-rated mobile banking app in the US
- Wide ATM and branch network
- Excellent credit card offerings (Chase Sapphire, etc.)
7. Bank of America (US)
A key player in US finance, Bank of America serves millions with consumer and corporate services.
Why choose Bank of America?
- Great credit card rewards system
- Strong online banking services
- Popular for student and auto loans
8. Wells Fargo (US)
One of the oldest US banks, Wells Fargo is known for mortgages and personal finance products.
Highlights:
- Strong lending services
- Nationwide branch availability
- Trusted for small business loans
9. Citibank (US & Global)
Citi is popular both in the US and worldwide, especially for international transfers and credit card services.
Why Citibank?
- Excellent for global travelers
- High-quality customer support
- Wide range of financial products
10. Goldman Sachs (US)
Known for investment banking, Goldman Sachs also offers Marcus, its online retail banking platform.
Highlights:
- Great for investments and savings
- Strong digital-first approach
- Innovative products for individuals and businesses
Final Thoughts
Choosing the right bank depends on your needs—whether it’s international banking, investment services, or everyday checking accounts. The UK banks excel in stability and history, while US banks lead in technology and innovation. For 2025, these 10 banks continue to stand out as the best options for individuals and businesses.